Scam examples

Learn the patterns before they pressure you.

These examples are educational. A real message should still be verified directly with the official organization.

"Your bank account is locked. Click here now to verify your password."
High

Bank alert text

  • Creates urgency
  • Asks for password verification
  • Includes a link instead of asking you to use the official app

Safe move: open your bank app directly or call the number on the back of your card.

"We will send a check for work equipment. Deposit it and return the extra funds."
Critical

Fake job offer

  • Check-overpayment pattern
  • Moves money before work begins
  • Often uses chat-only interviews

Safe move: verify the company through its official career site before sharing personal information.

"Final notice: your home warranty may expire. Respond today to avoid losing coverage."
Medium

Home warranty letter

  • Official-looking deadline
  • Vague property-record language
  • May not be from your lender or warranty provider

Safe move: check your existing mortgage or warranty records using contact information you already trust.

"Guaranteed 12% daily crypto returns. Deposit today before the window closes."
Critical

Crypto investment offer

  • Guaranteed returns
  • Pressure deadline
  • Unverified investment platform

Safe move: do not send money until you verify licensing, ownership, and withdrawal terms independently.